Think Urban, Think Cambridge!

Posts tagged “Scottsdale Real estate

Cambridge Properties new website!

If you haven’t had a chance too please head over to our new website. We’ve made it easy to search the Arizona MLS. If you have any questions please feel free to contact us right away. 

We hope to get your feedback on how we can improve the site.


Is having a Garden really cost effective? It is, but…

One of the more popular websites today is Reddit.com, which is a user generated behemoth. At any time on anyone of it’s many “subreddits” (sections devoted to specific topics) you’ll find someone asking for help and some really great answers.

As we speak there is a discussion in the frugal section where a user asked the question “Does r/frugal think that gardens are actually financially frugal?” The top comment is such great advice we wanted to share it with any of you would be home gardeners. Even if cost isn’t an issue for you it’s still sounds advice:

“It is, if:

  • You identify the plants you eat a lot of and are expensive and grow those. Eat a lot of potatoes? Probably not a good idea to grow them, because they’re so dang cheap. Like chives? Well, they are really easy to grow, and cut herbs are expensive in the store, so go ahead. . Raspberries are also super easy, and pretty expensive. My general rule is: grow leafy vegetables, herbs, and berries. Buy root vegetables and squashes, plus anything that doesn’t get enough heat here.
  • Find out what crops grow well and easily for you, in your climate. For me, beans are tasty, yes, but we just don’t get a big enough crop to make it worthwhile. However, I grow a lot of kale, because it just does fantastically here- in fact, since some self-seeded, I don’t have to do anything but harvest now.
  • Develop your soil’s fertility cheaply or for free. For example, I’m getting a truck load of composted horse manure from a friend for the price of gas. Compost kitchen scraps and lawn clippings, check out coffee stands and see if they’ll give you coffee grounds. All of these are free or nearly free sources of fertility that will make your garden really produce.
  • Don’t get carried away and buy a pile of tools. Really, unless you have a big garden, all you need is a shovel, a trowel, and maybe a rake and garden fork. You do not need to buy rototillers or other fancy and expensive doodads.
  • Realize that gardening is a skill, and may take some time to develop. Some people are fantastic their first year, but many have entire crops fail before they figure out what they need to do.

TL;DR: Find out what crops you eat a lot of, aren’t cheap, and basically grow themselves for you. Get free and cheap sources of soil fertility. Only grow what you will actually eat. Figure out how to minimize effort and time investment while maximizing yield.”

It’s great to see people who posses specific knowledge and skills share that knowledge with other people.

 

 

 

 


I had a foreclosure, when can I buy again?

Foreclosures have become a way of life here in the valley. Most people think that with a foreclosure on their record they won’t be able to buy a house ever again, this couldn’t be farther from the case.

Fletcher Wilcox over at Grand Canyon Title has put together a pdf, “Renting VS Owning” that has tons of great information. In it, Fletcher talks about all the factors one should consider when thinking about buying or renting including a table showing when you can buy again after a foreclosure.

We think more people should produce great information like this. Fletcher created this little handout back in 2010 but much of the information is still valid. We like sharing this with you because we believe that an informed client can make better decisions.

 

 


Housing starts bright spot for cooling economy

  A ''for sale'' sign is seen outside a home in New York June 19, 2012. REUTERS/Shannon Stapleton

By Jason Lange

WASHINGTON | Wed Jul 18, 2012 12:07pm EDT

(Reuters) – Groundbreaking on new U.S. homes rose in June to its fastest pace in over three years, lending a helping hand to an economy that has shown worrisome signs of cooling.

The Commerce Department said on Wednesday that housing starts rose 6.9 percent last month to a seasonally adjusted annual rate of 760,000 units. That was the highest rate since October 2008.

“Housing is clearly in recovery mode, although the sector is much less important than it used to be,” said Jim O’Sullivan, an economist at High Frequency Economics in Valhalla, New York.

The housing market, which began to collapse six years ago, has been a relative bright spot in the economy this year, although it remains hobbled by a glut of unsold homes.

But since it makes up a smaller share of the economy than before the 2007-2009 recession, it can provide only a limited lift to the broader recovery.

In a cautionary sign for the housing sector, new permits for building homes dropped 3.7 percent to a 755,000 unit pace.

The Commerce Department said groundbreaking for single-family homes — the largest portion of the market — rose 4.7 percent, while starts for the more volatile multi-family homes segment rose 12.8 percent.

ECONOMY COOLING

On Wednesday, the Mortgage Bankers Association said applications for U.S. home mortgages jumped last week on a surge in demand for refinancing as the interest rate on 30-year mortgages fell to a record low.

Other data in recent weeks has shown signed contracts for home purchases rose sharply in May and rising home prices.

“Housing continues to be the one sector of the U.S. economy that is outperforming expectations,” said Michael Gapen an economist at Barclays in New York.

Housing starts in June were above the median forecast in a Reuters poll of a 745,000-unit rate, and readings for April and May were revised higher.

Still, the broader U.S. economy has looked much more wobbly of late, and if the recovery fails and the country tips back into recession, housing also would suffer.

U.S. stocks rose, lifted by a rebound in tech shares following Intel’s results. Shares in homebuilders were mixed. U.S. 30-year bond yields fell as safe-haven demand for bonds persisted despite the housing data.

In testimony to a Senate panel on Tuesday, Federal Reserve Chairman Ben Bernanke said the U.S. economic recovery was being held back by anxiety over Europe’s debt crisis and the path of U.S. fiscal policy. He repeated the message before a committee in the House of Representatives on Wednesday.

Bernanke has warned that planned belt tightening by the U.S. government in 2013 would likely send the country back into recession, and Treasury Secretary Timothy Geithner echoed those concerns on Wednesday, calling for reforms to boost growth and provide fiscal sustainability.

“What the economy needs right now is a very substantial, well designed program of support for economic growth,” Geithner said at the CNBC Institutional Investor Delivering Alpha conference in New York.

In his two days of testimony, Bernanke offered few concrete clues about whether the U.S. central bank was moving closer to a fresh round of monetary stimulus. He told lawmakers on Tuesday that policymakers meeting later this month would be looking for signs of any stall in the recovery of the labor market.

The pace of hiring in the United States slowed sharply in the second quarter, as did growth in factory output. Retail sales have also flagged in recent months.


What is your favorite neighborhood?

The Valley has started to come into it’s own. The different areas of town have really started to Identify their own cultures and leaders. As the Phoenix area grows and expands we would love to hear your favorite things about either the neighborhood you live in or want to live in.

 

What’s your favorite resturant? Store owner? Is there a little business complex you’d like to see revitalized? Cambridge Properties is excited about being your partner in the development and urbanization of Phoenix, we hope you feel the same.

 

 


Looking to find where the style focused Phoenicians mingle? Look no further!

We’ve told you before about the Phoenix Style Collective, no is your chance to meet them yourself! Join us in attending their Tastemakers event at Hanny’s downtown on July 26th!

Here is the announcement from the PSC website:

NETWORKING EVENT // TASTEMAKERS NIGHT

Mark your calendars for an upcoming networking event: Tastemakers Night at Hanny’s! When: Thursday, July 26 from 7-9 pm (but feel free to stay later and enjoy the restaurant/bar!)
Where: Hanny’s, 40 North 1st Street Phoenix, AZ 85004
Hey, Tastemakers, you need to come see this awesome historic place and mingle with likeminded stylish people. Come and go as you please – stop in for a drink or sit and have dinner – and participate in a laid back networking event designed to give you access to the coolest local business owners, artists and bloggers. The converted department store boasts tons and tons of photo opportunities! Bring business cards and an outgoing attitude! You’ll need them for a fun activity 🙂

(Hanny’s is located very close to the light rail and there is also metered parking and several paid parking lots downtown.)

A unique spot unlike any other restaurant you’ve been to? A gaggle of fabulous creatives to mingle with? There’s no way you can miss this!

Learn more about Hanny’s history here. See a map of Hanny’s here.

Sliver house, a simple swedish design.

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Because of all the space we have here in the valley, tiny homes are not going to be taking off here anytime soon. However with beautiful modern designs like this “sliver” house, maybe we should starting thinking about where we’d put our desert tiny home.

The efficiency of space and simplicity of design are actually well suited to the desert where plants animals and people have had to learn to do more with less. At Cambridge Properties we believe an individuals self expression should emanate from every facet of their life. This home reminds us that sometimes you can do much more with less, and it’s not necessarily the home but the environment that’s important. 

-Graham McBain

Photos courtesy of Ather Apparel.

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